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Piccolo Universe

Piccolo Universe

  • Whether you’re looking to renovate your current house or are planning to remodel a home that you’ll be moving into, we understand the difficulty that comes with staying within your allotted budget for a renovation. After all, depending on the scale, these endeavours can require a considerable commitment of financial resources. And with additional costs… [Continue Reading]

    Read More

    Home Renovation: 3 Tips for the Budget-Conscious Homeowner
  • You keep suspending plans to buy a new car each time an expense comes up. You also think that there are other things to consider before buying an expensive car. After some time, you no longer desire to buy a new car, or your expenses start to pile up and you can’t afford a car… [Continue Reading]

    Read More

    Essential Tips to Help You Drive Your New Car Immediately 
  • When you rely on your freezer to look after your food, it can be disappointing when something happens and it breaks. Freezers can be great to have but if they aren’t freezing your food then they are useless. This can also have a negative effect on the food that is in there that might need… [Continue Reading]

    Read More

    What To Do If Your Freezer Breaks Down
  • The last thing you want is a fungal infection on your nails. It might seem fine and harmless, but it’s very painful. You might even have to bear the pain for several days before it heals. There are reasons why you end up with fungal infections, and they have something to do with your terrible… [Continue Reading]

    Read More

    Common Habits that Could Lead to a Nail Fungal Infection 
  • Going on a road trip can be fun and exciting. You will have a chance to bond with the people you love while discovering a lot of scenic spots along the way. Since you will be driving for hours, you have to make sure that safety is a priority. Whether you’re driving an old car… [Continue Reading]

    Read More

    Things To Check Before Going on a Road Trip

Adam

Home Renovation: 3 Tips for the Budget-Conscious Homeowner

December 14, 2019

Whether you’re looking to renovate your current house or are planning to remodel a home that you’ll be moving into, we understand the difficulty that comes with staying within your allotted budget for a renovation. After all, depending on the scale, these endeavours can require a considerable commitment of financial resources. And with additional costs and unexpected expenses, it can be more than just a little challenging to keep expenditure to a minimum.

The good news, however, is that there are ways to keep costs under control with some careful planning and research. So in an effort to keep expenses at a reasonable level, here are some home renovation tips for the budget-conscious homeowner.

1. Collect bids from contractors to drive the cost down

When it comes to renovations, you’ll likely need the expertise of experienced contractors to get the work done. However, just because you’ll need to spend on their services, it doesn’t necessarily mean that you can’t keep it at a reasonably low level. So before you decide, make sure that you collect bids from contractors first. In this way, not only are you likely to find reliable and reputable companies like Liquidscreed.co.uk but also spend no more than what you need on the services that the project requires.

2. Learn to shop around for equipment and materials that you need

Not unlike the above-mentioned services, you’ll be hard-pressed to find any home renovation project that doesn’t require its fair share of equipment, tools and materials. And while these can undoubtedly cost a small fortune, you can minimise your expenditure by shopping around instead of spending on impulse. After all, you’ll find better deals or money-saving alternatives if you actively look for them rather than buying the first thing that you see. And as tedious as this task might sound, it can go a long way to reducing the cost of the project and keep the budget healthy.

3. Weigh the costs of the renovation against its value

Before you start your remodelling or renovation, it’s a general rule of thumb to weigh the costs of the project against the value that it adds. After all, there’s no telling what will happen in the future. And if you do eventually decide to sell your home, it makes sense to ensure that you get the desired return on your investment. So always start by researching which projects will increase the resale value of your property before you make any commitments. By doing this, you’ll reduce the risk of spending money that you’ll never get back.

Let’s face it, home renovations are massive undertakings that can eat into your time as quickly as they can your budget. But by following the tips listed, you’ll be able to keep the costs down without compromising on the quality of the desired results.

To read more on topics like this, check out the budget category

Filed Under: Budget

Essential Tips to Help You Drive Your New Car Immediately 

December 13, 2019

You keep suspending plans to buy a new car each time an expense comes up. You also think that there are other things to consider before buying an expensive car. After some time, you no longer desire to buy a new car, or your expenses start to pile up and you can’t afford a car anymore. These tips will help you drive a new car as soon as possible.

Consider a no deposit deal

Getting a finance deal for your car is easy. The problem is that you can’t afford to pay the deposit. The amount is too much, and even your current total savings aren’t enough. As such, a no deposit deal might work for you. It allows you to drive your desired car right away. You have to pay more each month, but you can at least start driving your car. You can just figure out how to pay the cost later. As long as you use a reliable dealer, there’s nothing to worry about. You can visit website and online review resources if you want more details.

Forget the repercussions for a while

You worry too much about the future and what could happen if you decide to sign a finance deal now. No one knows what the future holds. If you keep worrying about the risk, nothing will happen. Besides, it’s not like you don’t take any other financial risks. The worst thing that could happen is that you keep spending your income on things you don’t need when you could use it to pay for a car loan.

Cancel other plans 

If you can, suspend other unnecessary expenses, so you can focus on car finance. For instance, if you intend to travel, you can forget about it for now. If you still have a golf club membership you rarely use it, you should cancel it. Once you save the amount you might have if you let go of other expenses, it will be easier for you to pay for a car loan.

Prepare the documents

Sometimes, it’s not your financial capacity that derails your plans, but your inability to complete the required documents. Most car dealers and lending companies have the same requirements for car financing. There might be a few differences, but you can easily prepare your documents. Once you find the right car model and finance scheme, you can immediately apply if your documents are ready.

Be positive 

Stop thinking that you can’t afford to pay a car loan or it’s too much for your income. When you compute the monthly cost, the amount will be affordable. As long as you stay disciplined and focused on paying the loan, you won’t have any problems. Besides, once you sign the contract, you will have no choice but to be responsible for the regular payments. Otherwise, your efforts will go to waste. You need a car for everyday use, and you have also dreamt of having one. It’s time to make it happen.

To read more on topics like this, check out the budget category

Filed Under: Success

What To Do If Your Freezer Breaks Down

December 12, 2019

When you rely on your freezer to look after your food, it can be disappointing when something happens and it breaks. Freezers can be great to have but if they aren’t freezing your food then they are useless. This can also have a negative effect on the food that is in there that might need to be thrown out.

In this article, we are going to tell you some of the things that you can do when your freezer breaks down. This will include everything from using some freezer packs to asking a friend to store your food before it defrosts. Keep reading to find out what these things are.

Use Freezer Packs

Do you have some cooler bags or freezer packs in your home? Could you head to the local store and pick some up? If you can do this then you might find that you can save some of your frozen food by storing it in the in the meantime. While this is likely to be a temporary solution to your problem, it can be very handy. It might even be useful to stock up on some of these just to prepare for this kind of event.

Get It Fixed

The best thing that you can do when your freezer breaks down is call a professional to get it fixed. You might find that you don’t need to get a full replacement which is good news because this can be quite expensive. It is often beneficial to find an approved repair company from your manufacturer. For example, you can get Zanussi appliances fixed by companies like Service Force. Make sure to call someone out as soon as possible and you might just get the problem fixed right away.

Call A Friend

When your freezer breaks down, it might be useful if you call a friend. This can work if you know someone else who lives nearby and can help to house some of your food until you have a working freezer again. Why not call your neighbour and ask if they have any space in their freezer? While this can seem like you are intruding on them, you’ll find that they will be happy enough to take some of your food. They might even enjoy it as a gift if you aren’t going to use it. It might also be kind to donate some of the food to a charity.

Tuck In

Our final tip for those who are dealing with a broken down freezer is to eat as much as the food as you can. Wasting food can be disappointing and it can be tricky to deal with if you are on a tight budget. Why not start cooking everything in your freezer? If you can’t eat it all then you could invite some people around or even store it in your fridge if that’s working. It might be a while until you get your freezer fixed or you find a replacement so this is often the best thing that you can do.

Conclusion

If your freezer breaks down then you should make sure to take on board the advice that we have given you in this article. Think about calling a friend who can take care of your food for you and don’t forget to also call someone who can repair your fridge. It is important that you don’t jump to conclusions as it could be fixed and might not need to be replaced. Hopefully you’ll have a freezer that is in working order in no time at all.

To read more on topics like this, check out the budget category

Filed Under: Budget

Common Habits that Could Lead to a Nail Fungal Infection 

December 11, 2019

The last thing you want is a fungal infection on your nails. It might seem fine and harmless, but it’s very painful. You might even have to bear the pain for several days before it heals. There are reasons why you end up with fungal infections, and they have something to do with your terrible habits.

Sharing shoes 

Just because you share a similar shoe size with your sibling and you have the same fashion taste doesn’t mean you should share a pair of shoes. You don’t know if your sibling has a fungal infection. The bacteria on their feet could get transferred to yours. If it’s a recurring activity, it could be harmful to both of you.

Wearing shoes even when they’re wet

You decided to wash your shoes. The problem is that the next day, they’re still wet. Even if you need to wear your shoes, you shouldn’t wear them. Otherwise, you will have increased chances of having a fungal infection. Bacteria love damp areas. Your feet could be their next home. Wait until the shoes dry or use a different pair.

Walking barefoot 

Some people recommend walking barefoot on the ground to be connected with nature. It might be a good practice for mindfulness, but it’s terrible for your feet. You can only walk barefooted if you’re certain that the ground is clean. Otherwise, you have to keep your footwear on at all times.

Sharing nail cleaning tools 

You have to be sure that you’re only using clean nail tools. They should be sterilized before every time you use them. Otherwise, you could get an infection. When you want to get your nails done in a salon, check if the tools are clean and sterilized before moving ahead with the process.

Ignoring that tiny pain on your feet 

If you feel something wrong with your feet, you need to do something about it. You need to check it at least and find an immediate remedy. Don’t wait until the problem gets worse before doing anything. If you can get fungal nail infection treatment at the earliest stage, it would be better. If you keep ignoring it, the infection could spread and affect other areas. Instead of quickly healing, it will take much more time if left unattended.

Again, this small and non-threatening infection isn’t necessarily the worst thing that could happen to you. However, it’s still painful, and you won’t want to deal with it. Therefore, it’s time for you to check your habits and change them.

Hygiene is important, and it involves your entire body. Check the products you use and be aware of your surroundings. Don’t hesitate to see a doctor if you have serious pain. Sometimes, a problem you deem as a fungal infection might be something else. It’s better if you can let your doctor check what’s wrong, to provide the correct medication. Don’t rely on herbal medicines or home remedies. They might not be enough to treat the problem.

To read more on topics like this, check out the health category.

Filed Under: Health

Things To Check Before Going on a Road Trip

December 8, 2019

Going on a road trip can be fun and exciting. You will have a chance to bond with the people you love while discovering a lot of scenic spots along the way. Since you will be driving for hours, you have to make sure that safety is a priority. Whether you’re driving an old car or a recently bought used car like the used cars Layton Utah dealers offer, you have to check the following before leaving your house.

Fluids

You need to check both oil and coolant before leaving. If it’s low, there’s a possibility of a little leak somewhere. You can’t take the risk of leaving the house with this issue. You could get in trouble if there’s not enough fluid in your car.

Lights

You have to ensure that all lights are working, especially if you’re driving in misty conditions. You also need them to signal to other motorists on the road. Don’t leave the house if there are issues with the lights since your car becomes a danger to you and other people.

Wheels and tires

They need to be in good shape for a long trip; otherwise, they might burst, and you will have an accident. If your tires are worn out, and you think they might pose a risk, it’s best for you to replace them as soon as possible. Don’t forget to bring a spare tire to be safe.

Brake pads

The inner part of the brake pad needs to be more than 5mm in thickness. If it is below that, you have to replace it. You also need to check if the handbrake is working properly. It shouldn’t take more than one try before it keeps the car in place; otherwise, it will be a problem.

Brakes and clutch

If you have any problems with the brakes or clutch, it’s best not to pursue the trip at all. A lot of accidents occur because of these problems. Check if these parts are working well since they play a crucial role when driving. It’s time to ask a mechanic to check your car if you think there are issues with the brakes.

Other reminders

Apart from your car, you also have to check you’re capable of driving a long distance. It won’t be easy for you considering how tiring it can be. You also need to check the kind of road you’re going to drive on. Your safety is the most important thing while driving. If you think you’re not ready or there are difficult roads that you need to travel on, it might be best to suspend your plans. You can reconsider your road trip later when all the conditions are right.

If you don’t have a car that is suitable for driving a long distance, it might be time to consider its replacement. Even used cars are perfect for long-distance driving. You might want to consider buying one.

To read more on topics like this, check out the success category.

Filed Under: Success

It’s Important to Receive Feedback from Conference Attendees

December 7, 2019

It doesn’t matter if you feet like you didn’t succeed in organising a big event. You have to face your fears and read what the attendees have to say. It’s possible that you’re only judging yourself harshly. It could also be due to the possible failures that took place. Either way, you need to provide a chance for the attendees to give feedback. Whether it’s through a survey or a small group discussion, you need to hear what they have to say.

When asking for feedback, every detail is crucial. From the quality of the speakers to the taste of the dishes served, you need to know what went wrong. You have to be open about these criticisms if you want to improve next time. It’s probably not the last time for you to host an event. Therefore, you need to sharpen your skills and receive better feedback in the future. For instance, if your chosen venue didn’t work, you could consider more suitable large conference venues UK cities offer in the future. Your attendees might love the place and praise you for your decision to choose it.

Don’t be defensive

When listening to comments and reviews, you need to have an open mind. Just listen to every detail and give yourself time to process it. Don’t listen and think of counter-arguments since they won’t help you improve. Besides, it’s not about your point of view, but the people who were there for the event.

You want to attract these people again

If you have the same event in the future, you want these people to come back. You also want them to spread positive word of mouth. If you don’t get their opinion, you won’t improve in the future. They might not feel interested in coming back, and it could hurt the chances of succeeding next time.

You will become a better leader

When you’re the head organiser, it’s important for you to stay humble. The problem is when you only listen to yourself and your views, it will be difficult for you to succeed. You also have to be humble enough to accept criticism. You will learn from it and become an even better leader for the people who believe in you.

Include the people in your team

Apart from the attendees, you also have to receive information from the people in your team. You want them to feel that their opinions matter to you. Allow them to be honest with you, especially with your leadership style. You will probably be working with the same people in the future. You can’t afford to disappoint them. They’re the backbone of your team.

Listening to feedback requires your openness to hurtful criticism. You can’t take it personally. Instead, you have to use it as inspiration to do better. If there are specific areas that people point out were a disaster, it’s even better for you. Next time, you know where to focus to make the event satisfactory.

To read more on topics like this, check out the business category.

Filed Under: Business

Tips on Getting Started With Meditation

December 6, 2019

Meditation is something which I truly believe that everyone should do for at least 15 minutes per day. People have false ideas around what meditation is and how it can help, so hopefully we can clear some of that up for you. Meditation is a simple mental exercise which can help you to reduce stress, control anxiety, enhance self awareness, improve attention span and can also help in reducing memory loss. All told this is a great daily exercise which will benefit you in many ways, and here is how to get started with it.

Tech Support

One great way to help you on your meditation journey is to use an app on your phone or your tablet. Many of these apps will talk you through your first couple of sessions to help you to properly exercise and avoid some pitfalls which many beginners make. There are a number of choices here so look online for the best meditation app for you, and get started in this way.

First Steps

The first steps to getting started with meditation is to find a quiet corner of your home or your office, don’t worry if this place is not completely silent, background noises are fine, as long as you won’t be interrupted by a loud noise or by someone coming to see you. Once you find your quiet space sit down upright and comfortably, you don’t have to cross your legs as you see some doing, you just need to be upright and in a position which isn’t uncomfortable.

Getting Into It

Before you start, set a timer on your phone for 5 or 10 minutes, this should be enough time for your first sessions. Once that’s done simply close your eyes, take a moment to get used to your position and then start taking in large breaths and breathing out whilst counting to 10. Whilst you do this focus on what your body is doing as you breathe, feel how the stomach inflates or the chest pushes out as you breathe in, and then as you breathe out how various parts of the body feel. Continuing with the breaths, start to do a mental scan of your body, from head to toe, take some time to think about how each part of the body feels, get in contact mentally with your body.

Once you have completed this mental body scan, allow your mind to do whatever it likes, allow thoughts to roam freely through your head, and let the mind go wherever it wants to. Meditation is not about banishing thoughts from our heads, it is about learning to focus and organize those thoughts. After a short while take things back to the body, back to deep breathing and focusing on how the body is moving. You’ll find that when you are in touch with the body like this, thoughts will be slower and you’ll have zoned out everything going on outside your mind.

Once the alarm goes off, slowly open your eyes and sit for a moment before you are ready to get up, first session done. Continue this each day and you’ll find sooner or later that as soon as you close your eyes and begin to deep breathe, you will enter into this deep state very quickly.

To read more on topics like this, check out the health category.

Filed Under: Health

Give The Master Bedroom a Luxury Redesign With a Few Simple Steps

December 5, 2019

The bedroom is one of the most important rooms in the house; it’s where you relax after a long day, it’s where you sleep and recuperate and prepare for the next day. Poor quality sleep can affect mental and physical health and quality of life. This is why having a room that is nicely decorated and comfortable is essential in unlocking a healthy sleeping routine.

Sleep tight

The bed is the most fundamental part of any bedroom, after all, we spend a third of our lives sleeping. Having a good night’s sleep has proven to increase overall happiness and yet, most people overlook the need for a high-quality bed.

Practical doesn’t mean you need to lose out on a luxury style. A divan bed is a much better choice for rooms that are limited on space, as they offer additional storage space. It’s worth considering looking at the products available from a specialist in this type of bed – Divan Beds Centre are a great choice with a wide range of beds that will last years and years.

For that touch of luxury, add a headboard to your bed; it will add more drama and be a focal point to build on other colours and textures in the whole room.

Looking bright

Lighting is the next important aspect to focus on in the bedroom. Consider the scale of the main light in the room; don’t go for a large chandelier for example in a small low-ceiling room.

It’s recommended that you feature three sources of light in each room. Try a statement shade for the general light, a table lamp for a specific area and a range of candles to create ambient light. Install a dimmer that allows you to set the light level depending on the mood.

Be bold

Most people tend to stick to neutral colours on their walls in the main parts of the home, choosing to accessorise with bright colours instead. In the bedroom, consider featuring bold colours on the walls to liven up the space.

Teal hues with gold accessories are a luxurious option, as well as elegant floral prints with simple decorations or how about neutral tones with wood? The bedroom is the perfect place to experiment with your favourite colours and trends; it’s your personal space.

Layer up

Layering is an easy and affordable way to add luxury to your bedroom. Add a range of scatter cushions (apparently, three is the magic number) in a selection of different colours and textures to the bed and any chairs in the room. At the end of the bed, add a throw or runner in a contrasting colour to the bedsheet.

The finishing touches

In any room, it’s all in the details. As well as being great for checking your appearance, a mirror in the bedroom is a clever and cost-effective way of making the room appear bigger and can also make it brighter.

Using a range of accessories can also add character to a room; family photos, art and plants will add life to the area and a rug in a bold colour or design will fill the empty space on the floor.

Enjoy a dash of luxury in the bedroom with these simple redesign tips and steps.

To read more on topics like this, check out the budget category

Filed Under: Budget

A Simple Step by Step Guide for Budgeting Your Small Business

December 5, 2019

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Despite the fact that your small business is performing decently in the market, you still have too meager a profit to show, largely due to your expenses. This is where all the money is going and this is where you have to pull the plug. Sometimes, even pulling the plug doesn’t do the job, and in such scenarios, businesses end up requiring loans, including short-term business loans.

There were around 60% of newly launched brands that hardly grew their small businesses to five years in 2018 alone? Do you know what they all lacked despite perseverance and the ambition to grow? Well, to be honest, a business budget. There was no check and balance of their funding, and hence, no evaluation of performance or improvement of skills.

First of all, you need a pat on the back for dissolving the market’s saturation with your brand’s topnotch services. But perhaps it’s time you sit down with your accounts department and share some insight on what you detest the most – budgeting – yes, too unkempt of us.

According to Donna Conte of Warren Averett, a budget helps propel your business to higher levels of growth because you’re not only keeping your expenses organized, but also evaluating your performance as you grow.

Planning a budget for your small business might give you the ‘shivers’ and ‘shudders’, but someone’s gotta do it, and you can’t keep putting everything off for tomorrow. Your brand requires a simple business budget so that you can tally your monthly earnings with your cash flow and decide how to balance both.

Take it from the people who didn’t have a penny to their name for the first couple of months of their new business, and go through our simple step-by-step business budgeting guide below.

Income Resources

First things first – plan your business budget by narrowing down your complete income resources so that you can compare them the next time you need to invest. Your income resources will also include the earnings from the hourly or monthly product sales of your brand that may be further categorized into the savings you have in your bank account.

Add any (or all) loans that you’ve applied for funding the one-time or fixed expenses of your business into the checklist.

Fixed Expenses

For a start-up to be successful, you cannot be a one-man show – this means you must have employees under the roof of your workspace with fixed salaries to pay every month. Not only that, if you’re working from the comfort of your home or a purchased office, you might have to pay a mortgage or rent in case of a shared workspace.

With utilities and expenses to pay every month, there must be a few that are always fixed. For instance, take the allowances spent in hosting the internet, website, phone lines, electricity and other utilities, accounting services, legal fees, government taxes and insurance which are fixed and warrant a specific checklist as per your expenses.

Variable Costs

It’s crucial to pitch your start-up from rock bottom to the top, but we are not asking you to count your earnings or tally your profits with your investment at the time when you actually make it. Once your profits increase – even if you have to show only a meager 5% than last time – you can use the additional funds for climbing the growth ladder faster.

Such variable costs include the expenses you’re using to finance your advertising or marketing strategies, print services, raw materials, contractor wages, and even commissions. Also, you might up your work travel game once in a while, and take your employees to an overseas conference or treat yourself to a vacation with the leftover fundings!

One-Time Expenses

Given that you cannot work in an empty workspace, you might need to spend on equipment and software that might put a big burden on your bank account but are highly necessary. To make your workspace livable and hence, workable, you’d need to spend on furniture, computers, software, and office supplies, but gladly, you can include them in the checklist for your one-time expenses.

Conclusion

Once you’ve created specific checklists for all the four costs mentioned above, you need to pull them together and create a business budget that you can refer to every month. You can make a separate budget for your annual or half-yearly costs so that you can compare the total and improvise when needed.

To read more on topics like this, check out the business category.

Filed Under: Business

Book a Limousine Bus for Your Next Party

December 1, 2019

You may have seen a Limousine Bus in the city, perhaps a pink stretch Escalade, or a large luxury minibus with blacked out windows. Whichever is your style, there is a limousine bus for you and your party. They’re ideal for parties, graduations, celebrations, travel to clubs, nights out, connecting to nationwide transport hubs, trips to the airport or even for executive business travel for larger parties.

What to Expect from Your Limousine Bus?

As luxury vehicles for larger parties, limousine buses are often very comfortable and practical solutions for transporting large parties of up to twenty people plus their luggage. They often have onboard TVs, DVD players, Wi-Fi, refreshments, and of course a chauffeur who will ensure you arrive at your destination on time.

Whether you want one pick up location, or you want the limousine to travel to pick up every member of the party, providing a door to door service, a package can be configured for your needs. Often with nights out, celebrations, parties and club transfers you want to start the party as soon as possible, so a luxury limousine bus allows you to start the party straight away, with sounds systems, DVDs and fridges for cooling drinks, your group will be in a party mood straight away.

If your journey is likely going to be more sedate the luxury vehicles will whisk your group in comfort to your destination, whether it’s the airport, the theatre, cocktail party destination, or the train station. If you require room for luggage add this to your enquiry along with the number of seats required and the charter company will provide a vehicle which meets your needs.

For longer journey’s a relay driver may be required to ensure that both drivers have a rest between driving spells, and this may add cost to your journey, so its good to provide a full itinerary with your booking so the charter company can work out the exact costs ahead of time. You can decide if you want to just be dropped off at the destination, or if you would like the limousine to be available at the end of the day to take you all home.

Limousine Buses for Business

If you have a team of business executives arriving in the City who need to be taken to several destinations throughout the day, a limousine bus can be an ideal solution. First of all the bus will be sent to pick up the team at the airport or train station, and then transferred to the office. Any client and other location meetings can then be catered for during the day, taking the team to each location. And then at the end of the day the team members are either taken back to the airport or train station, or to their hotel ready to be picked up again in the morning.

This type of luxury vehicle can be a great way to impress clients, build your team’s morale and help them to stay refreshed throughout their arduous day.

If you want to learn more about our blog, please click here.

Filed Under: Blog

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Hey guys it’s Adam! I am a writer, a blogger, and a curious human being full of ideas. I remember as a teenager going to my local store to grab a freshly published magazine about the ins and outs of the online business world. Read More…

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