Budget

Would you like to save a little bit of extra money each month but you are not sure how to go about it? If so then this is a post just for you as to how you can find ways to squeeze a little more from your pay packet each month. We are not talking about additional income here although that would obviously help matters, but rather ways in which you can make your existing income go that little but further. If this sounds like something which you are interested in then read on and get saving.

Monthly Bills

Monthly bills are not as steadfast as you may think and there can often be some wiggle room which can help you save. The first place to start is with bills like energy and broadband, take a look online and see if you can find a better deal than the one which you are already on. If you do find a cheaper deal then speak with your existing provider to see if they will match it, something which they will try and do as they don’t want to lose customers to their competitors. If your existing provider won’t match the offer, switch to the competition and start saving. The same goes for cable, you can easily save money with CableCompare.

Weekly Shop

There are many ways in which you can save on your weekly food shop, without having to buy poorer quality products. One great way is to use a cashback site such as Lyoness, which can offer you mammoth savings on products which you are buying each week. Cashback is like saving but you only get that saving once you have bought the product, Buy the product which is on offer, show proof of purchase and a percentage of your open back in cold, hard cash.

Another way to save on your weekly shop is to stick to a list and avoid additional purchases which you don’t need, you can also check out bags for the best offers. Some people dedicate themselves to helping people save money and they will break down where the best savings are, and what you need to do to get them. The hacks and tips which are shared on these blogs can really help you to save a lot of money on your weekly shop, without having to change the products which you want.

Get Appy

One of the most dangerous things when it comes to our spending is those frivolous spends which we make each day at work or when we are out and about. That sandwich, that coffee, that bag of chips, it all adds up. In order to stop this spending you need to see how it is happening which is why you should download a spending tracker app. At the end of the month you can review everything you have spent and you’ll find that you are surprised by just how much those little purchases add up. Learn where you spend and then you can stop it.

Make your wage go a little further with these tips.

To read more on topics like this, check out the budget category

Does your business have a great online reputation? Are you aware of what kind reputation which it does have? Most people have no idea what their company’s online reputation looks like and whether or not you operate online, it is absolutely vital that your online reputation is positive. It is in fact for this reason that reputation management companies exist and you only need to look at the reputation management consultant reviews to see the benefit which they can have on a business. If you aren’t sure whether or not this is a service which you think that you could benefit from, here are just a few reasons why a positive online reputation is so important.

Organic Search

Organic search is quickly becoming the number one way in which people are looking for business, products and services. Let’s imagine that someone is looking for a local hardware store, they search for ‘local hardware store in X location’ and they find your business. Once they have found you they are likely to have a quick look to see what people have said about your company and if they find bad information or negative reviews about your company then they are not going to come through your door. You need to ensure that people are reading only great things about our business in order to boost sales.

Sharing

Social media can be a wonderful tool to use for your business and if you get it right then you will find that people are willing to come and spend money with you because of the positivity that is being whipped up about the business. Unfortunately however social media is very much a double-edged sword which means that negative information can also spread like wildfire. Which would you prefer, people going crazy with positivity or people spreading the word on how poor your business is? We think we know which one you might say.

Competition

If you are not conscious of what your online reputation is then you are leaving yourself wide open to having your reputation tarnished by the competition. It can be easy for them to leave false reviews on sites like Yelp and Google, they could even write negative blog posts about you and your business, and whilst it will all be false nobody will be any the wiser and this will only have a negative impact on your business. If however you are using a reputation management team then you will find that this kind of activity can be very quickly managed for minimal impact, and it can also be prevented simply because your competition will know that you are mindful of what is being said online. Don’t leave yourself open to these kind of attacks.

If you want your business to do well then you must ensure that your online reputation is glowing, failure to do so could cause you massive problems.

To read more on topics like this, check out the budget category

To discover 3 fun travel spots which you should definitely visit before the end of 2019 simply continue reading to discover why you should visit Palm Springs, Iceland and Vancouver Island.

Fun travel spots 2019:

Palm Springs:

If you’re looking for a relaxing destination where you’ll be able to relax by a swimming pool and to shop for souvenirs at boutique gift stores and shopping stores, you may be interested in visiting Palm Springs in 2019. Other activities which you can take part in on a trip to Palm Springs include relaxing at a world class spa, luxuriating in hot springs, horse riding and mountain biking. If you’re a keen golfer, you’re also in luck as Palm Springs is home to a few professional golf courses. Examples of which include Indian Canyons Golf Resort, Desert Dunes Golf Club and Tatquitz Creek Golf Resort.

If Doritos is one of your favorite takeaway restaurants, you may want to consider booking your accomodation at the newly opened Doritos themed hotel. Where your pillows, towels and room keys will be shaped like Doritos sauce packets. If you were wondering, yes The Bell Palm Springs – A Taco Bell Hotel & Resort does offer an exclusive menu of limited edition Doritos inspired meals.

Iceland:

While you may have to take several flights in order to get to Iceland, you’ll be sure to have the time of your life on an adventure filled trip to Iceland. One of the highlights of your trip to Iceland is likely to be soaking in the Blue Lagoon, which is an outdoor geothermal lagoon pool, which attracts tourists from around the world. While visiting the Blue Lagoon, it’s also well worth treating yourself to a luxurious massage as the Blue Lagoon is also known for its world class spa.

While you may be tempted to spend your entire vacation swimming in the stunning Blue Lagoon, it’s also worth hiking to some of Iceland’s picturesque waterfalls. Some examples of which include Gullfoss, which is located in a beautiful canyon as well as Dettifoss. The latter of which is 45 meters high and holds the title of being the second most powerful waterfall in all of Europe.

Vancouver:

With winter approaching it’s the perfect time to start organizing a ski trip to Vancouver, which is a territory in Canada. As Vancouver boasts five ski resorts and hosted the Winter Olympics back in 2010. So you’ll be sure to enjoy premiere, world class ski runs. While you could spend all of your time in Vancouver skiing, snow boarding and snow shoeing to your heart’s content, it’s also well worth visiting a few cultural museums to learn about Canada’s history.

As an example, you may want to visit the Museum of Anthropology which focuses on show casing the history and culture of Canada’s First Nation tribes. If you choose to visit the Museum of Anthropology you’ll get to see some authentic totem poles which have been carved by members of Canada’s indigenous tribes.

Lastly, for unbeatable views of Vancouver Island, make sure to take a scenic gondola ride to the top of Grouse Mountain. Where you’ll also be able to watch a falconry show and watch a lumberjack themed show.

So what are you waiting for? There’s no time like the present to start planning a whirlwind trip to Iceland, Vancouver or Palm Springs. All of which offer plenty of interesting attractions and activities!

If you’re in need of some sound budgeting advice, continue reading to discover a simple budgeting guide which will help you manage your monthly budget.

Simple budgeting tips:

Set up automatic payments to pay your monthly bills:

Instead of manually paying your bills each month, such as your power bill and your phone bill it’s a wise idea to set up automatic payments for each of your monthly bills. As if you pay your bills on time each month, you’ll never have to pay a late fee for a late payment. Better yet many utilities companies offer their customers discounts off their bills if they pay their bills early. So there are plenty of incentives to pay your bills ahead of time and to use automatic payments in order to pay your monthly bills.

Don’t bet tempted to apply for new credit cards:

While it may be tempting to apply for new credit cards in order to purchase high ticket items which you may not be able to afford, it’s a far wiser idea to limit your credit card use to 1-2 credit cards. So that you won’t be stick paying interest on multiple credit card bills each month.

It’s also risky using more than 2 credit cards as if you forget to make one of your credit card payments, your credit score may be adversely affected. If you plan on applying for a mortgage to purchase your first home, it’s well worth ensuring that your credit score remains healthy, in order to increase your chances of having your mortgage application approved.

Discuss your budget with your partner and any kids that you may have:

If you’re single there’s no need to discuss your monthly budget with anyone else. However, if you’re in a serious committed relationship or are a parent, it’s in your best interest to openly discuss your household’s budget with your partner and kids. So that they’ll understand why you may have to stick to a frugal budget in order to meet your financial goals. While many individuals believe that you shouldn’t stress kids out by discussing finances with them, by doing so you’ll actually help them learn how to handle their own finances, when they grow up.

Save for items that you need instead of using a credit card:

In previous generations individuals would save up for expensive items such as household appliances and electronics. However as it’s so easy to get approved for credit cards in today’s generation, most individuals rely on using their credit cards to purchase expensive items. Examples of which may include laptops, smart phones and designer clothing.

Try to pay off your outstanding debt as quickly as possible:

Instead of paying the minimum amount of money off each of your loans each month, it’s a great idea to focus on paying off as much of your debts as possible. In order to avoid paying thousands of dollars of interest in the long term.

Choose to eat at home instead of eating out:

By preparing your own home made meals, instead of eating out, you’ll save yourself hundreds of dollars per month.

So if you’re looking to take control of your finances and your monthly budget in order to increase your savings, it’s a wise idea to implement all of the budgeting tips listed above.